{"id":13046,"date":"2024-04-19T23:36:00","date_gmt":"2024-04-19T23:36:00","guid":{"rendered":"https:\/\/aacyf.org\/?p=13046"},"modified":"2024-04-22T18:19:31","modified_gmt":"2024-04-22T18:19:31","slug":"%e5%ad%a6%e7%94%9f%e5%80%ba%e5%8a%a1%e5%87%8f%e5%85%8d%ef%bc%9a%e5%a5%bd%e7%9a%84%ef%bc%8c%e5%9d%8f%e7%9a%84%e5%8f%8a%e4%b8%8d%e5%a0%aa%e5%85%a5%e7%9b%ae%e7%9a%84","status":"publish","type":"post","link":"https:\/\/aacyf.org\/?p=13046","title":{"rendered":"\u5b66\u751f\u503a\u52a1\u51cf\u514d\uff1a\u597d\u7684\uff0c\u574f\u7684\u53ca\u4e0d\u582a\u5165\u76ee\u7684"},"content":{"rendered":"\n

\u65e7\u91d1\u5c71\/\u6d1b\u6749\u77f6\uff084\u670819\u65e5\uff09<\/strong>  \u2013 \u5b66\u751f\u503a\u52a1\u662f\u4ec5\u6b21\u65bc\u62b5\u62bc\u8d37\u6b3e\u7684\u7b2c\u4e8c\u5927\u6d88\u8d39\u4fe1\u8d37\u5f62\u5f0f\uff0c\u5982\u4eca\uff0c\u8d85\u8fc7 4,500 \u4e07\u4eba\u6b20\u4e0b\u8fd1 1.7 \u5146\u7f8e\u5143\u3002\u6bcf 26 \u79d2\u5c31\u6709\u4e00\u540d\u5b66\u751f\u8d37\u6b3e\u501f\u6b3e\u4eba\u62d6\u6b20\u8d37\u6b3e\u3002\u5176\u5f71\u54cd\u4e0d\u4ec5\u5728\u65bc\u4eba\u4eec\u53ef\u80fd\u4e00\u751f\u90fd\u8d1f\u503a\u7d2f\u7d2f\uff0c\u6709\u65f6\u751a\u81f3\u5230\u4e86\u8001\u5e74\uff0c\u4e5f\u5bfc\u81f4\u6211\u4eec\u793e\u4f1a\u8fdb\u4e00\u6b65\u7684\u7ecf\u6d4e\u3001\u6027\u522b\u548c\u79cd\u65cf\u4e0d\u5e73\u7b49\u3002<\/p>\n\n\n\n

\u8fc7\u53bb\u51e0\u5e74\uff0c\u62dc\u767b\u653f\u5e9c\u8bd5\u56fe\u653e\u9b06\u548c\u6269\u5927\u7531\u5965\u5df4\u9a6c\u653f\u5e9c\u53d1\u8d77\u7684\u5b66\u751f\u503a\u52a1\u51cf\u514d\u8ba1\u5212\uff0c\u5e76\u53d6\u5f97\u4e86\u4e00\u4e9b\u6210\u529f\uff0c\u4f46\u4e0d\u65ad\u9762\u4e34\u5171\u548c\u515a\u5404\u5dde\u7684\u6cd5\u5f8b\u6311\u6218\uff0c\u8fd9\u4e9b\u5dde\u5df2\u53eb\u505c\u4e86 2021 \u5e74\u63a8\u51fa\u7684\u4e00\u9879\u5e7f\u6cdb\u8ba1\u5212\u5e76\u5a01\u80c1\u8981\u5bf9\u53bb\u5e74\u53d1\u5e03\u7684\u4e00\u6b3e\u7522\u54c1\u505a\u540c\u6837\u7684\u4e8b\u60c5\u3002<\/p>\n\n\n\n

\u540c\u65f6\uff0c\u5982\u679c\u501f\u6b3e\u4eba\u662f\u4f4e\u6536\u5165\u3001\u5df2\u8fd8\u6b3e\u4e00\u4e8c\u5341\u5e74\u6216\u4ece\u4e8b\u516c\u5171\u670d\u52a1\u5de5\u4f5c\uff0c\u4ed6\u4eec\u4ecd\u7136\u6709\u9009\u62e9\uff0c\u4f46\u8d37\u6b3e\u670d\u52a1\u7684\u60c5\u51b5\u5f88\u590d\u6742\uff0c\u5e76\u53d7\u5230\u76d1\u7ba1\u9b06\u61c8\u548c\u884c\u70ba\u4e0d\u826f\u8005\u7684\u56f0\u6270\u3002<\/p>\n\n\n\n

2024\u5e744\u67081\u65e5\u4e0a\u5348\u5c11\u6570\u65cf\u88d4\u5a92\u4f53\u670d\u52a1\u4e2d\u5fc3\uff08Ethnic Media Services)\u9080\u8bf7\u5b66\u751f\u8d37\u6b3e\u4e13\u5bb6\u4e0e\u5c11\u6570\u65cf\u88d4\u5a92\u4f53\u4ee3\u8868\u4e3e\u884c\u7b80\u62a5\u4f1a\uff08”Student Debt Forgiveness: The good, the bad, and the ugly\u201d\uff09\uff0c\u5728\u8fd9\u6b21\u5439\u98ce\u4f1a\u4e0a\uff0c\u56f4\u7ed5\u4f1a\u8bae\u7684\u4e3b\u9898\uff1a\u5b66\u751f\u503a\u52a1\u51cf\u514d\uff1a\u597d\u7684\uff0c\u574f\u7684\u53ca\u4e0d\u582a\u5165\u76ee\u7684\uff0c\u4e13\u5bb6\u5c0f\u7ec4\u89e3\u91ca\u54ea\u4e9b\u8ba1\u5212\u4ecd\u5728\u5b9e\u65bd\u4e2d\uff0c\u54ea\u4e9b\u8ba1\u5212\u5df2\u88ab\u505c\u6b62\u6216\u53d7\u5230\u5a01\u80c1\uff0c\u4ee5\u53ca\u5927\u5b66\u8d1f\u62c5\u80fd\u529b\u548c\u516c\u5e73\u6027\u7684\u672a\u6765\u9014\u5f84\u3002<\/p>\n\n\n\n

Adam Minsky, student loan lawyer and author<\/p>\n\n\n\n

\u5b66\u751f\u503a\u52a1\u5f8b\u5e08\u4e9a\u5f53\u00b7\u660e\u65af\u57fa(Adam Minsky)\u8868\u793a\uff0c\u5c3d\u7ba1\u62dc\u767b\u653f\u5e9c\u56e0\u6700\u9ad8\u6cd5\u9662\u7684\u5224\u51b3\u800c\u53d7\u632b\uff0c\u4f46\u4ed6\u4eec\u8fd8\u662f\u6210\u529f\u6279\u51c6\u4e86\u7ea6430\u4e07\u503a\u52a1\u4eba\u8d85\u8fc71530\u4ebf\u7f8e\u5143\u7684\u5b66\u751f\u8d37\u6b3e\u51cf\u514d\u3002<\/p>\n\n\n\n

\u201c\u6700\u91cd\u8981\u7684\u4e3e\u63aa\u4e4b\u4e00\u662f\u540d\u4e3a IDR \u8d26\u6237\u8c03\u6574\u7684\u8ba1\u5212\u3002 \u201c\u8fd9\u662f\u4e00\u9879\u4e34\u65f6\u8c41\u514d\uff0c\u5b9e\u8d28\u4e0a\u5141\u8bb8\u6839\u636e\u57fa\u4e8e\u6536\u5165\u7684\u8fd8\u6b3e\u8ba1\u5212\u5411\u501f\u6b3e\u4eba\u63d0\u4f9b 20 \u6216 25 \u5e74\u8d37\u6b3e\u51cf\u514d\u671f\u9650\u7684\u4fe1\u8d37\u3002\u201d<\/p>\n\n\n\n

\u4ed6\u8bf4\uff0c\u5982\u679c\u4ed6\u4eec\u572820\u5e74\u621625\u5e74\u672b\u6ca1\u6709\u5168\u989d\u507f\u8fd8\u8d37\u6b3e\uff0c\u5269\u4f59\u7684\u4f59\u989d\u5c06\u4ea4\u7ed9\u4ed6\u4eec\u3002<\/p>\n\n\n\n

\u7136\u800c\uff0c\u4ed6\u5f3a\u8c03\uff0c\u8fd9\u4e9b\u8ba1\u5212\u9677\u5165\u4e86\u670d\u52a1\u8d28\u91cf\u5dee\u3001\u7f3a\u4e4f\u76d1\u7763\u3001\u8bb0\u5f55\u4fdd\u5b58\u4e0d\u5145\u5206\u7b49\u95ee\u9898\uff0c\u8fd9\u786e\u5b9e\u4f7f\u8bb8\u591a\u4eba\u96be\u4ee5\u83b7\u5f97\u8fd9\u4e9b\u8ba1\u5212\u5e76\u6700\u7ec8\u83b7\u5f97\u4ed6\u4eec\u9700\u8981\u7684\u6551\u6d4e\u3002<\/p>\n\n\n\n

\u4ed6\u6307\u51fa\uff0c\u653f\u5e9c\u8fd8\u5b9e\u65bd\u4e86\u53bb\u5e74 7 \u6708\u751f\u6548\u7684\u65b0\u89c4\u5b9a\uff0c\u5728\u8bb8\u591a\u65b9\u9762\u6539\u5584\u4e86\u516c\u5171\u670d\u52a1\u8d37\u6b3e\u51cf\u514d (PSLF)\uff0c\u5305\u62ec\u5728\u4ed8\u6b3e\u671f\u9650\u3001\u5ef6\u671f\u548c\u5bbd\u9650\u65b9\u9762\u63d0\u4f9b\u66f4\u5927\u7684\u7075\u6d3b\u6027\uff0c\u5e76\u6d88\u9664\u4e00\u4e9b\u969c\u788d\u3002<\/p>\n\n\n\n

\u201c\u56e0\u6b64\uff0c\u7ed3\u679c\u662f PSLF \u7684\u6279\u51c6\u603b\u6570\u4ece 2020 \u5e74\u7684 7,000 \u4e2a\u5de6\u53f3\u589e\u52a0\u5230\u4e0a\u4e2a\u6708\u7684\u7ea6 900,000 \u4e2a\u6279\u51c6\u3002\u201d<\/p>\n\n\n\n


Michele Shepard Zampini, TICAS Senior Director of College Affordability<\/p>\n\n\n\n

\u5927\u5b66\u5165\u5b66\u4e0e\u6210\u529f\u7814\u7a76\u6240\u7684\u5927\u5b66\u5165\u5b66\u4e3b\u4efb\u7c73\u6b47\u5c14\u00b7\u8c22\u5e15\u5fb7\u00b7\u8d5e\u76ae\u5c3c (Michele Shepard Zampini) \u8868\u793a\uff0c\u8054\u90a6\u653f\u5e9c\u4e3a\u89e3\u51b3\u5b66\u751f\u503a\u52a1\u5371\u673a\u800c\u91c7\u53d6\u7684\u8bb8\u591a\u884c\u52a8\u6240\u4ea7\u751f\u7684\u5f71\u54cd\uff0c\u8ba9\u503a\u52a1\u4eba\u611f\u5230\u56f0\u60d1\uff0c\u4e0d\u77e5\u9053\u662f\u5426\u4f1a\u83b7\u5f97\u5bbd\u6055\uff0c\u8c01\u6709\u8d44\u683c\u83b7\u5f97\u5bbd\u6055\uff0c\u4ee5\u53ca\u8c01\u6709\u8d44\u683c\u83b7\u5f97\u5bbd\u6055\u3002\u4e0d\u4ed8\u6b3e\u6216\u65e0\u6cd5\u6309\u6708\u4ed8\u6b3e\u7684\u540e\u679c\u662f\u4ec0\u4e48\uff1f<\/p>\n\n\n\n

\u4f46\u4ed6\u4e5f\u8868\u793a\uff0c\u4eba\u4eec\u5bf9\u4ed6\u4eec\u7684\u547d\u8fd0\u611f\u5230\u56f0\u60d1\uff0c\u5c24\u5176\u662f\u5728\u9009\u4e3e\u5e74\uff0c\u8fd9\u53d6\u51b3\u4e8e 11 \u6708\u653f\u5e9c\u662f\u5426\u4f1a\u6539\u53d8\u3002<\/p>\n\n\n\n

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\u201c\u867d\u7136\u653f\u5e9c\u5728\u5176\u804c\u6743\u8303\u56f4\u5185\u5f00\u5c55\u5de5\u4f5c\uff0c\u4f46\u5f88\u96be\u7406\u89e3\u8fd9\u4e00\u5207\u4f1a\u7ed9\u5b66\u751f\u503a\u52a1\u4eba\u5e26\u6765\u4ec0\u4e48\u5f71\u54cd\u3002 \u6b64\u5916\uff0c\u540d\u4e3a\u201c\u5b89\u5168\u8ba1\u5212\u201d\u7684\u65b0\u4ed8\u6b3e\u8ba1\u5212\u7684\u521b\u5efa\u4e5f\u6ca1\u6709\u5f15\u8d77\u4eba\u4eec\u7684\u6ce8\u610f\u3002 \u5b89\u5168\u8ba1\u5212\u4e0d\u662f\u5b66\u751f\u8d37\u6b3e\u51cf\u514d\u63d0\u6848\u3002 \u8fd9\u662f\u4ed6\u4eec\u507f\u8fd8\u8d37\u6b3e\u5e76\u4ee5\u66f4\u65b9\u4fbf\u7684\u65b9\u5f0f\u4e86\u89e3\u6700\u65b0\u60c5\u51b5\u7684\u4e00\u79cd\u65b9\u5f0f\u3002\u201d<\/p>\n\n\n\n

\u4ed6\u6307\u51fa\uff0c\u6709\u8272\u4eba\u79cd\u5bb6\u5ead\u7684\u5904\u5883\u5c24\u5176\u8270\u96be\uff0c\u80cc\u8d1f\u7740\u5b66\u751f\u503a\u52a1\u7684\u8d1f\u62c5\u3002<\/p>\n\n\n\n

\u201c\u4ece\u672c\u8d28\u4e0a\u8bb2\uff0c\u6211\u4eec\u770b\u5230\u8fc7\u53bb\u51e0\u5341\u5e74\u6765\uff0c\u4e0a\u5927\u5b66\u7684\u8d39\u7528\u8d8a\u6765\u8d8a\u591a\u5730\u4ece\u516c\u5171\u8d23\u4efb\u8f6c\u53d8\u4e3a\u5b66\u751f\u53ca\u5176\u5bb6\u5ead\u7684\u4e2a\u4eba\u3001\u79c1\u4eba\u8d23\u4efb\u3002 \u56e0\u6b64\uff0c\u8d85\u8fc7 75% \u7684\u5b66\u751f\u5c31\u8bfb\u4e8e\u8fd9\u4e2a\u56fd\u5bb6\u7684\u516c\u7acb\u5927\u5b66\uff0c\u5176\u4e2d\u8d85\u8fc7 80% \u662f\u6709\u8272\u4eba\u79cd\u5b66\u751f\u3002\u201d<\/p>\n\n\n\n

\u4ed6\u8865\u5145\u8bf4\uff0c\u8fc7\u53bb\u5927\u90e8\u5206\u5927\u5b66\u8d39\u7528\u662f\u901a\u8fc7\u516c\u5171\u3001\u5dde\u548c\u8054\u90a6\u57fa\u91d1\uff08\u5982\u4f69\u5c14\u52a9\u5b66\u91d1\u8ba1\u5212\uff09\u652f\u4ed8\u7684\u3002 \u7531\u4e8e\u8bb8\u591a\u4e0d\u540c\u7684\u539f\u56e0\uff0c\u8fd9\u79cd\u60c5\u51b5\u5df2\u7ecf\u53d1\u751f\u4e86\u53d8\u5316\u3002 \u201c\u5176\u4e2d\u4e00\u4e9b\u662f\u6709\u610f\u7684\u653f\u6cbb\u51b3\u5b9a\uff0c\u53e6\u4e00\u4e9b\u5219\u662f\u66f4\u5e7f\u6cdb\u7684\u7ecf\u6d4e\u529b\u91cf\u5728\u8d77\u4f5c\u7528\u3002\u201d<\/p>\n\n\n\n


Testimonial from a borrower who received $325,000 in student loan forgiveness last year<\/p>\n\n\n\n

72\u5c81\u7684\u7ef4\u5409\u5c3c\u4e9a\u00b7\u5e03\u6717(Virginia Brown)\u8868\u793a\uff0c\u5c3d\u7ba1\u59791990\u5e74\u79fb\u5c45\u7f8e\u56fd\u65f6\u5728\u59d4\u5185\u745e\u62c9\u62c5\u4efb\u533b\u751f\uff0c\u4f46\u627e\u4e0d\u5230\u5de5\u4f5c\uff0c\u4f46\u5728\u7b2c\u4e8c\u5e74\uff0c\u5979\u51b3\u5b9a\u53bb\u4e0a\u5b66\uff0c\u5e76\u4ece\u4e8b\u7cbe\u795e\u79d1\u804c\u4e1a\u3002\u5065\u5eb7\u987e\u95ee\u3002<\/p>\n\n\n\n

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\u4ed6\u8bf4\uff0c\u4ed6\u82b1\u4e86 12 \u5e74\u65f6\u95f4\u624d\u8fd8\u6e05\u8d37\u6b3e\uff0c\u5e76\u4e8e 2021 \u5e74\u83b7\u5f97\u5bbd\u6055\uff0c\u8fd9\u4e00\u8fc7\u7a0b\u662f\u4ed6\u4ece 2020 \u5e74\u5f00\u59cb\u7684\u3002<\/p>\n\n\n\n

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