{"id":13291,"date":"2024-06-07T23:50:00","date_gmt":"2024-06-07T23:50:00","guid":{"rendered":"https:\/\/aacyf.org\/?p=13291"},"modified":"2024-06-10T16:26:27","modified_gmt":"2024-06-10T16:26:27","slug":"%e6%88%bf%e4%b8%bb%e8%b4%9f%e6%8b%85%e8%83%bd%e5%8a%9b%e5%8d%b1%e6%9c%ba%e8%83%8c%e5%90%8e%e7%9a%84%e5%8e%9f%e5%9b%a0-%e4%bb%8e%e4%bf%9d%e9%99%a9%e8%b4%b9%e7%8e%87%e5%88%b0%e6%b0%94","status":"publish","type":"post","link":"https:\/\/aacyf.org\/?p=13291","title":{"rendered":"\u623f\u4e3b\u8d1f\u62c5\u80fd\u529b\u5371\u673a\u80cc\u540e\u7684\u539f\u56e0\u2014\u2014\u4ece\u4fdd\u9669\u8d39\u7387\u5230\u6c14\u5019\u53d8\u5316"},"content":{"rendered":"\n<p><strong>\u65e7\u91d1\u5c71\/\u6d1b\u6749\u77f6\uff086\u67087\u65e5\uff09<\/strong>&nbsp;&nbsp;\u2013&nbsp;\u8fc7\u53bb\uff0c\u83b7\u5f97\u6216\u7ef4\u6301\u623f\u5c4b\u4fdd\u9669\u76f8\u5bf9\u5bb9\u6613\u3002\u7136\u800c\uff0c\u968f\u7740\u6c14\u5019\u53d8\u5316\u52a0\u5267\u6781\u7aef\u5929\u6c14\u7684\u9891\u7387\u548c\u4e25\u91cd\u7a0b\u5ea6\uff0c\u4fdd\u9669\u516c\u53f8\u2014\u2014\u7279\u522b\u662f\u5728\u53d7\u6d2a\u6c34\u548c\u706b\u707e\u5f71\u54cd\u6700\u4e25\u91cd\u7684\u5730\u533a\u2014\u2014\u6b63\u5728\u63d0\u9ad8\u4fdd\u8d39\u6216\u5b8c\u5168\u9000\u51fa\uff0c\u5f71\u54cd\u623f\u5c4b\u548c\u706b\u707e\u4fdd\u9669\u7684\u53ef\u8d1f\u62c5\u6027\u548c\u53ef\u7528\u6027\u3002<\/p>\n\n\n\n<p>\u623f\u5c4b\u4fdd\u9669\u5e02\u573a\u7684\u4e25\u91cd\u548c\u7d27\u8feb\u5371\u673a\u4e0d\u4ec5\u4ec5\u662f\u623f\u4e3b\u9700\u8981\u5173\u5fc3\u7684\u4e8b\u60c5\uff1a\u6ea2\u51fa\u6548\u5e94\u53ef\u80fd\u4f1a\u5f71\u54cd\u4f4f\u623f\u548c\u62b5\u62bc\u8d37\u6b3e\u5e02\u573a\u4ee5\u53ca\u5f53\u5730\u7ecf\u6d4e\u3002<\/p>\n\n\n\n<p>\u8fd9\u4e5f\u662f\u7f8e\u56fd\u5929\u6c14\u548c\u6c14\u5019\u707e\u5bb3\u6570\u91cf\u548c\u4e25\u91cd\u7a0b\u5ea6\u60ca\u4eba\u589e\u52a0\u7684\u6807\u5fd7\uff0c\u53bb\u5e74\u5176\u9891\u7387\u548c\u6210\u672c\u521b\u4e0b\u4e86\u5386\u53f2\u65b0\u9ad8\u3002<\/p>\n\n\n\n<p>2024\u5e746\u67087\u65e5\u4e0a\u5348\u5c11\u6570\u65cf\u88d4\u5a92\u4f53\u670d\u52a1\u4e2d\u5fc3\uff08Ethnic Media Services)\u9080\u8bf7\u4e13\u5bb6\u4e0e\u5c11\u6570\u65cf\u88d4\u5a92\u4f53\u4ee3\u8868\u4e3e\u884c\u7b80\u62a5\u4f1a\uff08\u201cWhat&#8217;s Behind Homeowners&#8217; Affordability Crisis \u2013 From Insurance Rates to Climate Change\u201d\uff09\uff0c\u5728\u672c\u6b21\u7b80\u62a5\u4f1a\u4e0a\uff0c\u5609\u5bbe\u4eec\u63a2\u8ba8\u4e86\u8fd9\u4e2a\u95ee\u9898\uff0c\u5e76\u89e3\u91ca\u5b83\u5982\u4f55\u5f71\u54cd\u4eba\u4eec\u7684\u751f\u6d3b\uff0c\u5e76\u8ba8\u8bba\u4fdd\u9669\u4e1a\u3001\u653f\u5e9c\u548c\u666e\u901a\u6c11\u4f17\u5728\u5176\u4e2d\u53d1\u6325\u91cd\u8981\u4f5c\u7528\u7684\u53ef\u80fd\u89e3\u51b3\u65b9\u6848\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"664\" height=\"319\" src=\"https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-1.jpg\" alt=\"\" class=\"wp-image-13295\" srcset=\"https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-1.jpg 664w, https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-1-300x144.jpg 300w, https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-1-520x250.jpg 520w, https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-1-320x154.jpg 320w, https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-1-600x288.jpg 600w\" sizes=\"auto, (max-width: 664px) 100vw, 664px\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Vickie&nbsp;Kilgore,<\/strong><strong>&nbsp;<\/strong>Assistant Vice President,The&nbsp;Insurance&nbsp;Research Council<\/li>\n<\/ul>\n\n\n\n<p>\u5728\u4fdd\u9669\u7814\u7a76\u59d4\u5458\u4f1a (IRC) \u6700\u8fd1\u8fdb\u884c\u7684\u4e00\u9879\u7814\u7a76\u4e2d\uff0c\u63ed\u793a\u4e86\u623f\u4e3b\u4fdd\u9669\u53ef\u8d1f\u62c5\u6027\u7684\u91cd\u8981\u89c1\u89e3\uff0c\u7a81\u51fa\u4e86\u5404\u5dde\u65e5\u76ca\u589e\u957f\u7684\u62c5\u5fe7\u3002<\/p>\n\n\n\n<p>\u201c\u6211\u4eec\u662f\u7814\u7a76\u6240\u7684\u4e00\u4e2a\u90e8\u95e8\uff0c\u6210\u7acb\u4e8e 1977 \u5e74\uff0c\u201dIRC \u52a9\u7406\u526f\u603b\u88c1 Vickie Kilgore \u89e3\u91ca\u9053\u3002 \u201c\u6211\u4eec\u4e0d\u662f\u6e38\u8bf4\u56e2\u4f53\uff0c\u4f46\u6211\u4eec\u89e3\u51b3\u516c\u5171\u653f\u7b56\u95ee\u9898\u3002\u201d<\/p>\n\n\n\n<p>Kilgore \u4ecb\u7ecd\u4e86\u7f8e\u56fd\u5bb6\u5ead\u4fdd\u9669\u8d1f\u62c5\u80fd\u529b\u7684\u4e00\u4e9b\u6700\u65b0\u6570\u636e\u3002\u7528\u4e8e\u8003\u8651\u8d1f\u62c5\u80fd\u529b\u7684\u6307\u6570\u8ba1\u7b97\u4e3a\u5e73\u5747\u4fdd\u9669\u8d39\u7528\u4e0e\u5e73\u5747\u5bb6\u5ead\u6536\u5165\u7684\u6bd4\u7387\u3002\u8be5\u6307\u6570\u8d8a\u9ad8\uff0c\u8868\u660e\u4eba\u4eec\u652f\u4ed8\u4fdd\u9669\u7684\u80fd\u529b\u8d8a\u4f4e\u3002\u636e\u6b64\uff0c2021\u5e74\u8be5\u6307\u6570\u4e3a1.27%\uff1b\u52302021\u5e74\uff0c\u8fd9\u4e00\u6bd4\u4f8b\u5df2\u589e\u81f31.99%\u3002\u7edf\u8ba1\u6570\u636e\u8fd8\u663e\u793a\u4e86\u7f8e\u56fd 50 \u4e2a\u5dde\u7684\u8fd9\u4e00\u6307\u6570\u3002\u72b9\u4ed6\u5dde\u662f\u6307\u6570\u6700\u4f4e\u7684\u5dde\uff0c\u4e3a 0.96%\uff08\u5bb6\u5ead\u4fdd\u9669\u652f\u4ed8\u80fd\u529b\u6700\u9ad8\uff09\uff0c\u5176\u6b21\u662f\u4fc4\u52d2\u5188\u5dde\u548c\u5a01\u65af\u5eb7\u661f\u5dde\u3002\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u4f5b\u7f57\u91cc\u8fbe\u5dde\u7684\u6307\u6570\u6700\u9ad8\uff084.07%\uff09\uff0c\u5176\u6b21\u662f\u8def\u6613\u65af\u5b89\u90a3\u5dde\u3001\u5bc6\u82cf\u91cc\u5dde\u548c\u4fc4\u514b\u62c9\u8377\u9a6c\u5dde\u3002\u52a0\u5dde\u5728\u5373\u5c06\u5230\u6765\u7684\u5b66\u671f\u8868\u4e2d\u6392\u540d\u4e2d\u95f4\u3002\u4e0d\u96be\u770b\u51fa\uff0c\u5728\u906d\u53d7\u8bb8\u591a\u81ea\u7136\u707e\u5bb3\u7684\u5dde\uff0c\u4eba\u4eec\u5fc5\u987b\u652f\u4ed8\u6700\u9ad8\u7684\u4fdd\u9669\u8d39\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"661\" height=\"311\" src=\"https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-1-1.jpg\" alt=\"\" class=\"wp-image-13293\" srcset=\"https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-1-1.jpg 661w, https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-1-1-300x141.jpg 300w, https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-1-1-520x245.jpg 520w, https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-1-1-320x151.jpg 320w, https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-1-1-600x282.jpg 600w\" sizes=\"auto, (max-width: 661px) 100vw, 661px\" \/><\/figure>\n\n\n\n<p>\u201c\u6211\u4eec\u4e0d\u4f1a\u50cf\u5728\u6bd4\u8f83\u8bc4\u7ea7\u7f51\u7ad9\u4e0a\u90a3\u6837\u67e5\u770b\u4fdd\u9669\u4ef7\u683c\u3002\u6211\u4eec\u8ba4\u4e3a\u67e5\u770b\u623f\u4e3b\u7684\u652f\u51fa\u5e76\u5c06\u5176\u4e0e\u4ed6\u4eec\u7684\u7ecf\u6d4e\u80fd\u529b\u8fdb\u884c\u6bd4\u8f83\u66f4\u4e3a\u51c6\u786e\uff0c\u201dKilgore \u6307\u51fa\u3002<\/p>\n\n\n\n<p>\u8be5\u7814\u7a76\u5229\u7528\u4e86\u7f8e\u56fd\u4fdd\u9669\u76d1\u7763\u5b98\u534f\u4f1a (NAIC) \u7684\u6570\u636e\uff0c\u5c06\u623f\u4e3b\u7684\u4fdd\u9669\u8d39\u4e0e\u5bb6\u5ead\u6536\u5165\u4e2d\u4f4d\u6570\u8fdb\u884c\u4e86\u6bd4\u8f83\u3002 \u201c\u8fd9\u7ed9\u4e86\u6211\u4eec\u4e00\u4e2a\u8861\u91cf\u6807\u51c6\uff0c\u6211\u4eec\u79f0\u4e4b\u4e3a\u8d1f\u62c5\u80fd\u529b\u6307\u6570\uff0c\u201dKilgore \u8868\u793a\u3002 \u201c\u5b83\u7740\u773c\u4e8e\u5bb6\u5ead\u6536\u5165\u4e2d\u7528\u4e8e\u652f\u4ed8\u623f\u4e3b\u4fdd\u9669\u7684\u4efd\u989d\u3002\u201d<\/p>\n\n\n\n<p>\u7814\u7a76\u7ed3\u679c\u4ee4\u4eba\u9707\u60ca\u3002\u4ece 2001 \u5e74\u5230 2021 \u5e74\uff0c\u8d1f\u62c5\u80fd\u529b\u6307\u6570\u4ece 1.27% \u4e0a\u5347\u5230 1.99%\uff0c\u8868\u660e\u623f\u4e3b\u7684\u4fdd\u9669\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\u53d8\u5f97\u8d8a\u6765\u8d8a\u96be\u4ee5\u8d1f\u62c5\u3002\u57fa\u5c14\u6208\u5c14\u8865\u5145\u9053\uff1a\u201c\u6211\u4eec\u9884\u6d4b\uff0c\u5f53\u6211\u4eec\u83b7\u5f97\u66f4\u65b0\u7684\u6570\u636e\u65f6\uff0c\u8fd9\u4e00\u6570\u5b57\u5c06\u8d85\u8fc7 2%\u3002\u201d<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"663\" height=\"320\" src=\"https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-1-2.jpg\" alt=\"\" class=\"wp-image-13294\" srcset=\"https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-1-2.jpg 663w, https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-1-2-300x145.jpg 300w, https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-1-2-520x251.jpg 520w, https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-1-2-320x154.jpg 320w, https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-1-2-600x290.jpg 600w\" sizes=\"auto, (max-width: 663px) 100vw, 663px\" \/><\/figure>\n\n\n\n<p>\u8be5\u7814\u7a76\u8fd8\u63ed\u793a\u4e86\u5404\u5dde\u5728\u8d1f\u62c5\u80fd\u529b\u65b9\u9762\u5b58\u5728\u663e\u8457\u5dee\u5f02\u3002\u201c2021 \u5e74\uff0c\u72b9\u4ed6\u5dde\u662f\u6700\u8d1f\u62c5\u5f97\u8d77\u7684\u5dde\uff0c\u623f\u4e3b\u5728\u4fdd\u9669\u4e0a\u7684\u652f\u51fa\u4e0d\u5230\u5176\u6536\u5165\u7684 1%\uff0c\u201d\u57fa\u5c14\u6208\u5c14\u8bf4\u3002\u201c\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u5728\u8d1f\u62c5\u80fd\u529b\u6700\u5dee\u7684\u5dde\u4f5b\u7f57\u91cc\u8fbe\u5dde\uff0c\u652f\u51fa\u4efd\u989d\u8d85\u8fc7 4%\u3002\u201d<\/p>\n\n\n\n<p>IRC \u786e\u5b9a\u4e86\u63a8\u52a8\u8fd9\u4e9b\u53d8\u5316\u7684\u516b\u4e2a\u5173\u952e\u56e0\u7d20\uff0c\u5176\u4e2d\u81ea\u7136\u707e\u5bb3\uff0c\u7279\u522b\u662f\u4e0e\u5929\u6c14\u6709\u5173\u7684\u98ce\u9669\u4f4d\u5c45\u699c\u9996\u3002\u201c\u6211\u4eec\u4ece\u8054\u90a6\u7d27\u6025\u4e8b\u52a1\u7ba1\u7406\u5c40\u6536\u96c6\u4e86\u6570\u636e\uff0c\u4ee5\u7814\u7a76\u98d3\u98ce\u3001\u51b0\u96f9\u548c\u98ce\u66b4\u7b49\u5929\u6c14\u98ce\u9669\uff0c\u201d\u57fa\u5c14\u6208\u5c14\u89e3\u91ca\u8bf4\u3002\u5979\u4e5f\u540c\u610f\u81ea\u7136\u707e\u5bb3\u5f62\u52bf\u65e5\u76ca\u6076\u5316\uff0c\u5bf9\u4fdd\u9669\u516c\u53f8\u548c\u6c11\u4f17\u90fd\u9020\u6210\u5f71\u54cd\u3002\u4f4e\u6536\u5165\u4eba\u7fa4\u53d7\u707e\u6700\u4e25\u91cd\uff0c\u81ea\u7136\u707e\u5bb3\u540e\u6062\u590d\u65e5\u5e38\u751f\u6d3b\u7684\u80fd\u529b\u8f83\u5dee\u3002\u5979\u8fd8\u6307\u51fa\uff0c\u81ea\u7136\u707e\u5bb3\u9020\u6210\u7684\u635f\u5931\u5728\u8d54\u507f\u8fc7\u7a0b\u4e2d\u5b58\u5728\u6b67\u89c6\u3002\u6709\u5fc5\u8981\u91cd\u65b0\u8c03\u6574\u4fdd\u9669\u4e1a\u7684\u6cd5\u5f8b\u6cd5\u89c4\u4ee5\u5e94\u5bf9\u6c14\u5019\u53d8\u5316\u7684\u5f71\u54cd\u3002<\/p>\n\n\n\n<p>\u5176\u4ed6\u56e0\u7d20\u5305\u62ec\u7d22\u8d54\u9891\u7387\u3001\u7d22\u8d54\u4e25\u91cd\u7a0b\u5ea6\u4ee5\u53ca\u4e0e\u7d22\u8d54\u89e3\u51b3\u76f8\u5173\u7684\u63aa\u65bd\u3002\u4f5b\u7f57\u91cc\u8fbe\u5dde\u7684\u9ad8\u8bc9\u8bbc\u8d39\u7528\u548c\u91cd\u5927\u7684\u5929\u6c14\u707e\u5bb3\u98ce\u9669\u88ab\u5f3a\u8c03\u4e3a\u5176\u8d1f\u62c5\u80fd\u529b\u6392\u540d\u4f4e\u7684\u4e3b\u8981\u539f\u56e0\u3002<\/p>\n\n\n\n<p>\u57fa\u5c14\u6208\u5c14\u603b\u7ed3\u9053\uff1a\u201c\u6211\u4eec\u5e0c\u671b\u50cf\u4f5b\u7f57\u91cc\u8fbe\u5dde\u8fd9\u6837\u7684\u5dde\u6240\u505a\u7684\u6539\u53d8\u5c06\u63d0\u9ad8\u8d39\u7528\u548c\u8bc9\u8bbc\u65b9\u9762\u7684\u8d1f\u62c5\u80fd\u529b\uff0c\u5c3d\u7ba1\u81ea\u7136\u707e\u5bb3\u98ce\u9669\u4ecd\u7136\u662f\u4e00\u4e2a\u6311\u6218\u3002\u4e86\u89e3\u8fd9\u4e9b\u6210\u672c\u56e0\u7d20\u5bf9\u4e8e\u89e3\u51b3\u548c\u63d0\u9ad8\u623f\u4e3b\u7684\u4fdd\u9669\u8d1f\u62c5\u80fd\u529b\u81f3\u5173\u91cd\u8981\u3002\u201d<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"649\" height=\"324\" src=\"https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-2.jpg\" alt=\"\" class=\"wp-image-13296\" srcset=\"https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-2.jpg 649w, https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-2-300x150.jpg 300w, https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-2-520x260.jpg 520w, https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-2-320x160.jpg 320w, https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-2-600x300.jpg 600w\" sizes=\"auto, (max-width: 649px) 100vw, 649px\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Jordan Haedtler,&nbsp;<\/strong>Climate&nbsp;Financial Strategist with the Sunrise Project and&nbsp;Climate&nbsp;Cabinet<\/li>\n<\/ul>\n\n\n\n<p>\u968f\u7740\u4eba\u4eec\u5bf9\u6c14\u5019\u53d8\u5316\u7684\u62c5\u5fe7\u65e5\u76ca\u52a0\u5267\uff0c\u91d1\u878d\u4e13\u5bb6\u4eec\u5bf9\u7c7b\u4f3c 2008 \u5e74\u91d1\u878d\u5371\u673a\u7684\u98ce\u9669\u4e0d\u65ad\u589e\u52a0\u53d1\u51fa\u8b66\u544a\u3002Sunrise Project \u548c Climate Cabinet \u7684\u6c14\u5019\u91d1\u878d\u7b56\u7565\u5e08 Jordan Haedtler\u5728\u6700\u8fd1\u7684\u4e00\u6b21\u5c0f\u7ec4\u8ba8\u8bba\u4e2d\u5f3a\u8c03\u4e86\u6c14\u5019\u98ce\u9669\u5e26\u6765\u7684\u7d27\u8feb\u6311\u6218\u3002<\/p>\n\n\n\n<p>\u6c14\u5019\u53d8\u5316\u4e0d\u4ec5\u901a\u8fc7\u589e\u52a0\u4fdd\u9669\u8d39\u7528\u5f71\u54cd\u623f\u4e3b\uff0c\u8fd8\u53ef\u80fd\u5bfc\u81f4\u50cf2008\u5e74\u90a3\u6837\u7684\u91d1\u878d\u5371\u673a\u98ce\u9669\u3002\u300a\u7ebd\u7ea6\u65f6\u62a5\u300b\u8b66\u544a\u8bf4\uff0c\u4ece\u6c14\u5019\u5371\u673a\u6f14\u53d8\u6210\u91d1\u878d\u5371\u673a\u662f\u5b8c\u5168\u6709\u53ef\u80fd\u7684\u3002\u8bb8\u591a\u4fdd\u9669\u516c\u53f8\u56e0\u65e0\u6cd5\u627f\u62c5\u8d39\u7528\u800c\u9000\u51fa\u5bb6\u5ead\u4fdd\u9669\u5e02\u573a\u3002\u5728\u8def\u6613\u65af\u5b89\u90a3\u5dde\uff0c\u6570\u5341\u5bb6\u5bb6\u5ead\u4fdd\u9669\u516c\u53f8\u7533\u8bf7\u7834\u4ea7\u3002\u5728\u7f8e\u56fd\uff0c\u76ee\u524d\u6709\u8d85\u8fc7 600 \u4e07\u4eba\u56e0\u6c14\u5019\u53d8\u5316\u76f8\u5173\u539f\u56e0\u65e0\u6cd5\u8d2d\u4e70\u5bb6\u5ead\u4fdd\u9669\u3002\u4f5b\u7f57\u91cc\u8fbe\u5dde\u7684\u98ce\u66b4\u548c\u6d2a\u6c34\u60c5\u51b5\u65e5\u76ca\u6076\u5316\uff0c\u52a0\u5229\u798f\u5c3c\u4e9a\u5dde\u7684\u5c71\u706b\u4e25\u91cd\u5f71\u54cd\u4e86\u623f\u5730\u4ea7\u5e02\u573a\u3002\u5bb6\u5ead\u4fdd\u9669\u8d39\u7684\u6025\u5267\u589e\u52a0\u52a0\u5267\u4e86\u901a\u8d27\u81a8\u80c0\u3002\u6240\u6709\u4e0a\u8ff0\u60c5\u51b5\u90fd\u53ef\u80fd\u5bfc\u81f4\u91d1\u878d\u5371\u673a\u3002\u8fd9\u4e00\u6570\u5b57\u53ef\u80fd\u4f1a\u6025\u5267\u589e\u52a0\u3002\u54c8\u5fb7\u7279\u52d2\u5f3a\u8c03\u8bf4\uff1a\u201c\u4ece\u4f5b\u7f57\u91cc\u8fbe\u5dde\u548c\u52a0\u5229\u798f\u5c3c\u4e9a\u5dde\u5230\u7231\u8377\u534e\u5dde\u548c\u660e\u5c3c\u82cf\u8fbe\u5dde\u7b49\u6c14\u5019\u8106\u5f31\u793e\u533a\uff0c\u4fdd\u9669\u516c\u53f8\u63d0\u9ad8\u8d39\u7387\u3001\u9000\u51fa\u5e02\u573a\u6216\u62d2\u7edd\u7eed\u4fdd\u3002\u201d<\/p>\n\n\n\n<p>\u5728\u4e54\u00b7\u62dc\u767b\u603b\u7edf\u4e0a\u4efb\u540e\u4e0d\u4e45\uff0c2008 \u5e74\u91d1\u878d\u5371\u673a\u540e\u6210\u7acb\u7684\u91d1\u878d\u7a33\u5b9a\u76d1\u7763\u59d4\u5458\u4f1a (FSOC) \u5c06\u6c14\u5019\u53d8\u5316\u89c6\u4e3a\u5bf9\u91d1\u878d\u7a33\u5b9a\u7684\u4e00\u4e2a\u65b0\u5174\u5a01\u80c1\u3002\u54c8\u5fb7\u7279\u52d2\u8fdb\u4e00\u6b65\u89e3\u91ca\u9053\uff1a\u201c\u91d1\u878d\u7a33\u5b9a\u76d1\u7ba1\u59d4\u5458\u4f1a\u7684\u76d1\u7ba1\u8005\u5df2\u7ecf\u8b66\u544a\u79f0\uff0c\u4fdd\u9669\u53ef\u80fd\u6210\u4e3a\u5206\u6563\u6574\u4e2a\u91d1\u878d\u4f53\u7cfb\u98ce\u9669\u7684\u4e3b\u8981\u6e20\u9053\uff0c\u5c31\u50cf\u5f15\u53d12007-2008\u5e74\u91d1\u878d\u5371\u673a\u7684\u62b5\u62bc\u8d37\u6b3e\u652f\u6301\u8bc1\u5238\u4e00\u6837\u3002\u201d<\/p>\n\n\n\n<p>\u8054\u90a6\u4fdd\u9669\u5c40\u6700\u8fd1\u53d1\u5e03\u7684\u4e00\u4efd\u62a5\u544a\u6982\u8ff0\u4e86\u4fdd\u9669\u76d1\u7ba1\u65b9\u9762\u7684\u6f0f\u6d1e\uff0c\u63ed\u793a\u4e86\u963b\u788d\u5dde\u76d1\u7ba1\u673a\u6784\u786e\u4fdd\u4fdd\u9669\u516c\u53f8\u62e5\u6709\u8db3\u591f\u8d44\u6e90\u652f\u4ed8\u4e0e\u6c14\u5019\u707e\u5bb3\u76f8\u5173\u7684\u7d22\u8d54\u7684\u95ee\u9898\u3002\u54c8\u5fb7\u7279\u52d2\u6307\u51fa\uff1a\u201c\u5728\u8bb8\u591a\u60c5\u51b5\u4e0b\uff0c\u6211\u4eec\u751a\u81f3\u6ca1\u6709\u53ef\u9760\u7684\u6570\u636e\u6765\u8868\u660e\u8fd9\u4e2a\u95ee\u9898\u6709\u591a\u4e25\u91cd\u3002\u4f46\u6211\u4eec\u786e\u5b9e\u6709\u4e00\u4e9b\u4f30\u8ba1\u3002\u201d<\/p>\n\n\n\n<p>\u8fd9\u4e2a\u95ee\u9898\u5f71\u54cd\u4e86\u4f4f\u623f\u8d1f\u62c5\u80fd\u529b\u3002\u54c8\u5fb7\u7279\u52d2\u8b66\u544a\u8bf4\uff1a\u201c\u7531\u4e8e\u51e0\u4e4e\u6240\u6709\u62b5\u62bc\u8d37\u6b3e\u53d1\u884c\u4eba\u90fd\u8981\u6c42\u8d2d\u4e70\u4fdd\u9669\uff0c\u4f46\u968f\u7740\u4fdd\u9669\u8d8a\u6765\u8d8a\u5c11\uff0c\u8fd9\u5c06\u52a0\u5267\u7f8e\u56fd\u7684\u4f4f\u623f\u8d1f\u62c5\u80fd\u529b\u5371\u673a\u3002\u201d\u8d22\u653f\u90e8\u957f\u73cd\u59ae\u7279\u00b7\u8036\u4f26 (Janet Yellen) \u5c06\u6b64\u79f0\u4e3a\u201c\u4fdd\u62a4\u7f3a\u53e3\u201d\uff0c\u5f3a\u8c03\u8d8a\u6765\u8d8a\u591a\u7684\u4fdd\u9669\u4e0d\u8db3\u6216\u6ca1\u6709\u4fdd\u9669\u7684\u623f\u4e3b\u3001\u4f01\u4e1a\u548c\u79df\u6237\u9762\u4e34\u4ed6\u4eec\u65e0\u6cd5\u8d1f\u62c5\u7684\u91cd\u5efa\u8d39\u7528\u3002<\/p>\n\n\n\n<p>\u540e\u679c\u662f\u53ef\u6015\u7684\u3002\u201c\u5bb6\u5ead\u548c\u4f01\u4e1a\u522b\u65e0\u9009\u62e9\uff0c\u53ea\u80fd\u653e\u5f03\u62b5\u62bc\u8d37\u6b3e\u6216\u5176\u4ed6\u8d37\u6b3e\uff0c\u5c06\u6c14\u5019\u707e\u5bb3\u7684\u6210\u672c\u5206\u644a\u5230\u94f6\u884c\u4e1a\u548c\u6574\u4e2a\u7ecf\u6d4e\u4e2d\uff0c\u201d\u54c8\u5fb7\u7279\u52d2\u89e3\u91ca\u8bf4\u3002\u8fd9\u79cd\u60c5\u51b5\u53cd\u6620\u4e86\u5bfc\u81f4 2008 \u5e74\u91d1\u878d\u5371\u673a\u7684\u6b21\u7ea7\u62b5\u62bc\u8d37\u6b3e\u5e02\u573a\u95ee\u9898\u3002<\/p>\n\n\n\n<p>\u5728\u6700\u8fd1\u7684\u53c2\u8bae\u9662\u9884\u7b97\u59d4\u5458\u4f1a\u542c\u8bc1\u4f1a\u4e0a\uff0c\u8bc1\u4eba\u5c06\u4f5b\u7f57\u91cc\u8fbe\u5dde\u76ee\u524d\u7684\u4fdd\u9669\u5e02\u573a\u72b6\u51b5\u4e0e\u8fc7\u53bb\u7684\u6b21\u7ea7\u62b5\u62bc\u8d37\u6b3e\u5e02\u573a\u8fdb\u884c\u4e86\u6bd4\u8f83\u3002\u54c8\u5fb7\u7279\u52d2\u6307\u51fa\uff0c\u4fe1\u7528\u8bc4\u7ea7\u673a\u6784\u53ef\u80fd\u5938\u5927\u4e86\u4f5b\u7f57\u91cc\u8fbe\u5dde\u5c0f\u578b\u4fdd\u9669\u516c\u53f8\u7684\u8d22\u52a1\u72b6\u51b5\uff0c\u6784\u6210\u4e86\u91cd\u5927\u98ce\u9669\u3002<\/p>\n\n\n\n<p>\u54c8\u5fb7\u7279\u52d2\u603b\u7ed3\u4e86\u4e24\u4e2a\u5173\u952e\u70b9\uff1a\u201c\u8fd9\u4e0d\u4ec5\u4ec5\u662f\u6cbf\u6d77\u5730\u533a\u7684\u95ee\u9898\u3002\u7231\u8377\u534e\u5dde\u548c\u660e\u5c3c\u82cf\u8fbe\u5dde\u7b49\u5dde\u7684\u98ce\u66b4\u548c\u51b0\u96f9\u4e8b\u4ef6\u9020\u6210\u4e86\u5de8\u5927\u7684\u6210\u672c\u3002\u6b64\u5916\uff0c\u623f\u4e1c\u7ecf\u5e38\u5c06\u4fdd\u9669\u8d39\u7528\u8f6c\u5ac1\u7ed9\u79df\u623f\u8005\uff0c\u4f7f\u4f4f\u623f\u53d8\u5f97\u66f4\u52a0\u96be\u4ee5\u8d1f\u62c5\u3002\u201d\u7f8e\u8054\u50a8\u4e3b\u5e2d\u6770\u4f0a\u00b7\u9c8d\u5a01\u5c14\u8bc1\u5b9e\uff0c\u4fdd\u9669\u4ef7\u683c\u4e0a\u6da8\u6b63\u5728\u63a8\u9ad8\u4f4f\u623f\u6210\u672c\uff0c\u5bfc\u81f4\u901a\u80c0\u7387\u9ad8\u4e8e\u76ee\u6807\u6c34\u5e73\u3002<\/p>\n\n\n\n<p>\u201c\u8fd9\u662f\u4e00\u4e2a\u5f71\u54cd\u6211\u4eec\u6240\u6709\u4eba\u7684\u95ee\u9898\uff0c\u5f71\u54cd\u5de8\u5927\uff0c\u201d\u54c8\u5fb7\u7279\u52d2\u5f3a\u8c03\uff0c\u5e76\u6566\u4fc3\u7acb\u5373\u5173\u6ce8\u6c14\u5019\u53d8\u5316\u5e26\u6765\u7684\u91d1\u878d\u98ce\u9669\u3002<\/p>\n\n\n\n<p>\u56e0\u6b64\uff0c\u4ed6\u8868\u793a\u5bb6\u5ead\u548c\u4f01\u4e1a\u5c06\u522b\u65e0\u9009\u62e9\uff0c\u53ea\u80fd\u653e\u5f03\u94f6\u884c\u6301\u6709\u7684\u62b5\u62bc\u8d37\u6b3e\u6216\u5176\u4ed6\u8d37\u6b3e\u3002\u201c\u8fd9\u610f\u5473\u7740\u6c14\u5019\u707e\u96be\u7684\u6210\u672c\u53ef\u80fd\u4f1a\u8513\u5ef6\u5230\u94f6\u884c\u4e1a\u5e76\u8513\u5ef6\u5230\u6574\u4e2a\u7ecf\u6d4e\u3002\u201d<\/p>\n\n\n\n<p>\u4ed6\u63d0\u5230\uff0c\u8fd9\u4e0d\u4ec5\u662f\u623f\u4e3b\u7684\u95ee\u9898\uff0c\u800c\u4e14\u4ed6\u4eec\u5c06\u4fdd\u9669\u8d39\u7528\u8f6c\u5ac1\u7ed9\u4e86\u79df\u6237\u3002\u5f53\u7136\uff0c\u4ed6\u8bf4\uff0c\u81ea\u4eca\u5e74\u5e74\u521d\u4ee5\u6765\uff0c\u8fd9\u4e2a\u95ee\u9898\u603b\u4f53\u4e0a\u5bfc\u81f4\u4f4f\u623f\u5e02\u573a\u7684\u8d1f\u62c5\u80fd\u529b\u548c\u53ef\u7528\u6027\u53d8\u5f97\u8d8a\u6765\u8d8a\u5dee\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"658\" height=\"321\" src=\"https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-3.jpg\" alt=\"\" class=\"wp-image-13299\" srcset=\"https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-3.jpg 658w, https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-3-300x146.jpg 300w, https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-3-520x254.jpg 520w, https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-3-320x156.jpg 320w, https:\/\/aacyf.org\/wp-content\/uploads\/2024\/06\/20240607-EMS-3-600x293.jpg 600w\" sizes=\"auto, (max-width: 658px) 100vw, 658px\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Carol Kousky,&nbsp;<\/strong>Associate Vice President for Economics and Policy at the Environmental Defense Fund<\/li>\n<\/ul>\n\n\n\n<p>\u73af\u4fdd\u57fa\u91d1\u4f1a\uff08Environmental Defense Fund\uff09\u7ecf\u6d4e\u548c\u653f\u7b56\u526f\u603b\u88c1Carol Kousky\u8868\u793a\uff0c\u5728\u5bf9\u7f8e\u56fd\u56db\u5927\u98d3\u98ce\u4e4b\u4e00\u7684\u5e78\u5b58\u8005\u8fdb\u884c\u7684\u8c03\u67e5\u4e2d\uff0c\u4ed6\u4eec\u53d1\u73b0\u90a3\u4e9b\u62e5\u6709\u4fdd\u9669\u7684\u4eba\u627f\u53d7\u9ad8\u7ecf\u6d4e\u8d1f\u62c5\u7684\u53ef\u80fd\u6027\u8981\u5c0f\u5f97\u591a\u65e0\u8bba\u662f\u77ed\u671f\u8fd8\u662f\u957f\u671f\u3002<\/p>\n\n\n\n<p>\u4e3a\u7a33\u5b9a\u4fdd\u9669\u5e02\u573a\uff0c\u7acb\u6cd5\u3001\u76d1\u7ba1\u548c\u79c1\u8425\u5e02\u573a\u7684\u521b\u65b0\u90fd\u5f88\u91cd\u8981\uff0c\u5982\u8054\u90a6\u8fdb\u884c\u5bf9\u6d2a\u6c34\u4fdd\u9669\u6298\u6263\u7684\u6d4b\u8bd5\uff0c\u5dde\u76d1\u7ba1\u673a\u6784\u8bbe\u7f6e\u57fa\u672c\u4fdd\u9669\u8986\u76d6\u8303\u56f4\uff0c\u4ee5\u53ca\u6539\u9769\u7406\u8d54\u7a0b\u5e8f\u3001\u4f7f\u623f\u4e3b\u83b7\u5f97\u66f4\u4e3a\u4fbf\u6377\u7684\u5168\u989d\u516c\u5e73\u8d54\u4ed8\u7b49\u3002\u6b64\u5916\uff0c\u521b\u65b0\u7684\u4fdd\u9669\u6a21\u5f0f\uff0c\u5982\u5fae\u578b\u4fdd\u9669\u6216\u793e\u533a\u4fdd\u9669\uff0c\u4e5f\u53ef\u5e94\u5bf9\u4e0d\u65ad\u53d8\u5316\u7684\u98ce\u9669\u3002<\/p>\n\n\n\n<p>\u53e6\u4e00\u65b9\u9762\uff0c\u5efa\u8bbe\u80fd\u591f\u62b5\u5fa1\u5f3a\u98ce\u7684\u623f\u5c4b\u548c\u4f7f\u7528\u9632\u706b\u6750\u6599\u90fd\u53ef\u51cf\u5c11\u635f\u5931\u548c\u4fdd\u9669\u8d39\u3002\u8fd9\u9700\u8981\u4e2a\u4eba\u3001\u793e\u533a\u548c\u653f\u5e9c\u7684\u534f\u4f5c\uff0c\u5171\u540c\u52aa\u529b\u6765\u964d\u4f4e\u6c14\u5019\u53d8\u5316\u5e26\u6765\u7684\u707e\u5bb3\u98ce\u9669\uff0c\u786e\u4fdd\u793e\u533a\u7684\u5b89\u5168\u548c\u53ef\u6301\u7eed\u53d1\u5c55\u3002<\/p>\n\n\n\n<p>\u76f8\u53cd\uff0cKousky\u8868\u793a\uff0c\u6709\u826f\u597d\u7684\u793e\u4f1a\u5b66\u7814\u7a76\u8868\u660e\uff0c\u7f3a\u4e4f\u4fdd\u9669\u4f1a\u6269\u5927\u707e\u96be\u540e\u7684\u6536\u5165\u4e0d\u5e73\u7b49\u3002\u6b64\u5916\uff0cKousky\u8fd8\u8868\u793a\uff0c\u4ed6\u4eec\u53d1\u73b0\uff0c\u5f53\u793e\u533a\u4e2d\u6709\u66f4\u591a\u4eba\u62e5\u6709\u707e\u5bb3\u4fdd\u9669\u65f6\uff0c\u5c31\u4f1a\u4ea7\u751f\u79ef\u6781\u7684\u7ecf\u6d4e\u5f71\u54cd\u3002<\/p>\n\n\n\n<p>\u201c\u56e0\u6b64\uff0c\u8fd0\u4f5c\u826f\u597d\u7684\u707e\u5bb3\u4fdd\u9669\u5e02\u573a\u53ef\u4ee5\u4e3a\u5bb6\u5ead\u3001\u793e\u533a\u4ee5\u53ca\u4f4f\u623f\u548c\u62b5\u62bc\u8d37\u6b3e\u5e02\u573a\u63d0\u4f9b\u8bb8\u591a\u91cd\u8981\u7684\u7ecf\u6d4e\u5229\u76ca\u3002\u201d<\/p>\n\n\n\n<p>\u4e0d\u8fc7\uff0cKousky\u5f3a\u8c03\uff0c\u4ed6\u4eec\u8fd8\u53d1\u73b0\u707e\u96be\u4fdd\u9669\u5f80\u5f80\u65e0\u6cd5\u63d0\u4f9b\u8fd9\u4e9b\u7ecf\u6d4e\u5229\u76ca\u3002<\/p>\n\n\n\n<p>\u201c\u5728\u6211\u4eec\u7684\u8c03\u67e5\u4e2d\uff0c\u6211\u4eec\u53d1\u73b0\u4f4e\u6536\u5165\u5bb6\u5ead\u4e0d\u592a\u53ef\u80fd\u62a5\u544a\u4fdd\u9669\u5bf9\u4ed6\u4eec\u6709\u5e2e\u52a9\uff0c\u800c\u4e14\u6211\u4eec\u53d1\u73b0\u76ee\u524d\u6211\u4eec\u7684\u5e02\u573a\u5728\u6269\u5927\u5305\u5bb9\u6027\u65b9\u9762\u5b58\u5728\u8bb8\u591a\u969c\u788d\u3002\u201d<\/p>\n\n\n\n<p>Kousky\u8bf4\uff0c\u4f8b\u5982\uff0c\u5bf9\u4e8e\u707e\u5bb3\u4fdd\u9669\uff0c\u6d2a\u6c34\u88ab\u6392\u9664\u5728\u623f\u4e3b\u4fdd\u9669\u4e4b\u5916\uff0c\u5fc5\u987b\u4ece\u8054\u90a6\u8ba1\u5212\u4e2d\u8d2d\u4e70\u4e00\u4efd\u5355\u72ec\u7684\u4fdd\u9669\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Ricardo Lara,&nbsp;<\/strong>California&nbsp;Insurance&nbsp;Commissioner<\/li>\n<\/ul>\n\n\n\n<p>\u52a0\u5dde\u4fdd\u9669\u5385\u957f\u83b1\u62c9\uff08Ricardo Lara\uff09\u8868\u793a\uff0c\u52a0\u5dde\u6b63\u5728\u63a8\u884c\u6709\u53f2\u4ee5\u6765\u6700\u5927\u7684\u6539\u9769\uff0c\u5236\u5b9a\u66f4\u5177\u524d\u77bb\u6027\u7684\u7b56\u7565\u6765\u5e94\u5bf9\u6c14\u5019\u53d8\u5316\u548c\u4fdd\u9669\u5371\u673a\u3002Ricardo Lara)\u611f\u5230\u81ea\u8c6a\u7684\u662f\uff0c\u52a0\u5dde\u5728\u4fdd\u62a4\u4eba\u4eec\u514d\u53d7\u4fdd\u9669\u516c\u53f8\u4efb\u610f\u63d0\u9ad8\u4fdd\u9669\u4ef7\u683c\u7684\u5f71\u54cd\u65b9\u9762\u5904\u4e8e\u9886\u5148\u5730\u4f4d\u3002\u957f\u671f\u4ee5\u6765\uff0c\u56fd\u5bb6\u4e00\u76f4\u6709\u653f\u7b56\u63a7\u5236\u623f\u5c4b\u3001\u8f66\u9669\u4ef7\u683c\u4e0a\u6da8\u3002\u636e\u4ed6\u4ecb\u7ecd\uff0c\u8fd9\u662f\u4e00\u9879\u8270\u5de8\u7684\u5de5\u4f5c\uff0c\u56e0\u4e3a\u5b83\u5fc5\u987b\u6ee1\u8db3\u4e24\u4e2a\u770b\u4f3c\u77db\u76fe\u7684\u8981\u6c42\u3002\u4e00\u662f\u4fdd\u62a4\u8001\u767e\u59d3\uff0c\u4e8c\u662f\u8ba9\u4fdd\u9669\u516c\u53f8\u8fd8\u80fd\u76c8\u5229\uff0c\u4e0d\u7136\u5c31\u6ca1\u6cd5\u7ecf\u8425\u3002<\/p>\n\n\n\n<p>\u4ed6\u8868\u793a\uff0c\u6b67\u89c6\u662f\u901a\u8fc7\u5c06\u4f4e\u6536\u5165\u4eba\u7fa4\u7f6e\u4e8e\u6d2a\u6cdb\u533a\u548c\u68ee\u6797\u706b\u707e\u5730\u533a\u6765\u5b9e\u73b0\u7684\u3002<\/p>\n\n\n\n<p>\u201c\u6709\u4e00\u4ef6\u4e8b\u975e\u5e38\u660e\u786e\uff1a\u5728\u52a0\u5dde\u548c\u5168\u7403\u8303\u56f4\u5185\uff0c\u56e0\u4e3a\u8fd9\u786e\u5b9e\u662f\u4e00\u4e2a\u5168\u7403\u73b0\u8c61\uff0c\u6240\u4ee5\u5f53\u6211\u4eec\u8c08\u8bba\u5728\u54ea\u91cc\u4ee5\u53ca\u5982\u4f55\u5efa\u9020\u65f6\uff0c\u4fdd\u9669\u4e0d\u80fd\u6210\u4e3a\u4e8b\u540e\u7684\u60f3\u6cd5\uff0c\u56e0\u4e3a\u6ca1\u6709\u4fdd\u9669\uff0c\u4f60\u5c31\u4ec0\u4e48\u4e5f\u505a\u4e0d\u4e86\u3002\u201d<\/p>\n\n\n\n<p>\u4ed6\u8bf4\uff0c\u6211\u4eec\u4e5f\u6709\u89e3\u51b3\u8fd9\u573a\u5371\u673a\u7684\u7edd\u4f73\u673a\u4f1a\uff0c\u8fd9\u5c31\u662f\u52a0\u5dde\u6b63\u5728\u8fdb\u884c30\u591a\u5e74\u6765\u6700\u5927\u89c4\u6a21\u6539\u9769\u7684\u539f\u56e0\u3002<\/p>\n\n\n\n<p>\u9762\u5bf9\u6c14\u5019\u53d8\u5316\u9020\u6210\u8d8a\u6765\u8d8a\u4e25\u91cd\u7684\u81ea\u7136\u707e\u5bb3\uff0c\u52a0\u5dde\u4fdd\u9669\u59d4\u5458\u4f1a\u6b63\u5728\u91cd\u5efa\u65b0\u7684\u4fdd\u9669\u6cd5\u89c4\uff0c\u4ee5\u786e\u4fdd\u5bf9\u4fdd\u9669\u4ef7\u683c\u7684\u76d1\u63a7\uff0c\u4ee5\u53ca\u8d54\u507f\u8fc7\u7a0b\u5bf9\u53cc\u65b9\u6765\u8bf4\u90fd\u662f\u516c\u5e73\u7684\u3002\u9884\u8ba1\u8fd9\u9879\u65b0\u89c4\u5c06\u4e8e\u4eca\u5e74\u5e74\u5e95\u5b8c\u6210\u3002\u603b\u4f53\u6765\u8bf4\uff0c\u52a0\u5dde\u76ee\u524d\u4e0eFarmers\u3001Mercury\u7b49\u5927\u578b\u4fdd\u9669\u516c\u53f8\u8fd8\u662f\u6709\u826f\u597d\u7684\u5408\u4f5c\u3002\u56fd\u5bb6\u6b63\u5728\u7ee7\u7eed\u4e0eState 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